413012

The Trajectory of Social Housing Finance and Provision in Egypt

Article

Last updated: 25 Feb 2025

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الأقتصاد

Abstract

Housing is considered one of the necessities of life. Providing housing for society members can make them more eager to perform their roles efficiently. Housing provision can help reduce poverty, divorce, and slums and consequently, reduce crime and violence rates. The lack of housing may lead to a situation whereby citizens tend to encroach and build on agricultural lands. Therefore, in many countries, governments often provide housing for the people, especially for the low-income class. This is often called social housing and described in various ways as low-cost housing, economic housing, low-income housing, youth housing, low-profit housing, non-profit housing, protected housing, and public housing, etc. The definition varies from one country to another and according to the administrative authorities.
In Egypt, social housing programmes are considered one of the most important means to overcome the housing problems given the rising population amidst high unemployment, poverty rates and spread of slums. This paper aims to evaluate the experiences and performance of government housing initiatives in Egypt between 2005 and 2017 to provide social housing to the people. Such two programmes, namely, the "National Housing Programme" and the "Social Housing Programme" undertaken in recent years, are considered. The literature of relevant official documents and other sources are reviewed to ascertain the success of social housing policy in providing housing for the low-income class. The conclusions and recommendations based on the study suggest that policymakers should implement optimal social housing policy planning.   

DOI

10.21608/jces.2024.413012

Keywords

Housing, Social Housing, low-income segment, government subsidy, Slums, mortgage, Fiscal policy

Authors

First Name

Noah

Last Name

Kofi Karly

MiddleName

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Affiliation

Associate Professor in Economics, faculty of business and law, Anglia Ruskin University, U.K.

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First Name

, Mohamed

Last Name

Osman

MiddleName

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Affiliation

Associate Professor in Economics & Public Finance, faculty of business, Alexandria University, Egypt.

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City

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Orcid

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First Name

Amr

Last Name

Feteha Hanafy Mahmoud

MiddleName

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Affiliation

Associate Professor in Economics & Public Finance, faculty of business, Alexandria University, Egypt.

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City

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Orcid

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First Name

Lobna

Last Name

Mosa

MiddleName

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Affiliation

Lecturer in Public Finance, King Khaled University, KSA & faculty of business Alexandria University, Egypt

Email

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City

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Orcid

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First Name

Heba

Last Name

Eltawil

MiddleName

-

Affiliation

Lecturer in Public Finance, faculty of business, Alexandria University, Egypt

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City

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Orcid

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Volume

15

Article Issue

4

Related Issue

49718

Issue Date

2024-10-01

Receive Date

2024-10-01

Publish Date

2024-10-01

Page Start

1,029

Page End

1,080

Print ISSN

2090-3782

Online ISSN

3062-5386

Link

https://jces.journals.ekb.eg/article_413012.html

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http://journals.ekb.eg?_action=service&article_code=413012

Order

413,012

Type

المقالة الأصلية

Type Code

986

Publication Type

Journal

Publication Title

المجلة العلمية للدراسات التجارية والبيئية

Publication Link

https://jces.journals.ekb.eg/

MainTitle

The Trajectory of Social Housing Finance and Provision in Egypt

Details

Type

Article

Created At

25 Feb 2025