406958

Sustainable Banking: Evaluation of Egyptian Business Models

Article

Last updated: 01 Feb 2025

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Tags

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Abstract

The awareness of sustainable development goals (SDGs) by banks' customers aims at sensitizing them towards the role they can effectively play in the accomplishment of the SDGs developed by the United Nations. Without a comprehensive and broad level awareness about the actual SDGs and their role-playing towards these by their customers, the banks will have difficulty pursuing these SDGs. The present study unveils that customers' understanding of SDGs significantly affect their level of involvement towards bank SDGs obtained in Egyptian industry. The current research study is carried out in Egypt and a descriptive study design is applied in two main banks: Misr Bank and Commercial International Bank (CIB). The findings are helpful for both policy and strategic interventions in order to make banking sector sustainable, particularly for the lower financial inclusive countries. The results suggest that more priority needs to be given for the formulation of policies that will help mitigate the tensity in economic downturn periods. This research aims to evaluate the sustainability of the implemented banking strategies in one of the leading economies in the African Continent, Egypt. We identified the key aspects that can evaluate the sustainability of bank: financial health, Corporate Social Responsibilities, and sustainable financing and profit generation methods. Therefore, the financial statements of the largest public & private banks are analyzed in Egypt, to evaluate the financial health of the bank.

DOI

10.21608/cfdj.2025.350709.2139

Keywords

Green Financing, Sustainable Banking, Corporate Social Responsibility

Authors

First Name

أحمد سمير

Last Name

عبد العزيز

MiddleName

-

Affiliation

كلية الإدارة والتكنولوجيا بالأكاديمية العربية للعلوم والتكنولوجيا والنقل البحري

Email

ahmedsamir811@aast.edu

City

القاهرة

Orcid

-

Volume

6

Article Issue

1

Related Issue

52472

Issue Date

2025-01-01

Receive Date

2025-01-05

Publish Date

2025-01-01

Page Start

1,117

Page End

1,144

Print ISSN

2682-3403

Online ISSN

2682-4531

Link

https://cfdj.journals.ekb.eg/article_406958.html

Detail API

http://journals.ekb.eg?_action=service&article_code=406958

Order

33

Type

المقالة الأصلية

Type Code

1,242

Publication Type

Journal

Publication Title

المجلة العلمية للدراسات والبحوث المالية والتجارية

Publication Link

https://cfdj.journals.ekb.eg/

MainTitle

Sustainable Banking: Evaluation of Egyptian Business Models

Details

Type

Article

Created At

01 Feb 2025