The ultimate goal of every commercial effort is to earn money, which is considered as a lifeline component that is used for day-to-day survival of human beings. Money is also a medium of exchange for goods and services and a measure of value on the market. People work hard to obtain it to fulfill the necessities of life, and increase one's economic resources. The economists and financial planners keep advising on saving money for future use and on increasing it simultaneously. Hence, economic markets and banks have worked to fiscally manage money well. Nevertheless, these attempts never go free of risks and possible losses in the financial market. The conflict in financial management is obvious, financial markets are collapsing and stockholders are in crisis. The method employed in this study is a secondary research as a common approach to a systematic investigation in which we have depended solely on existing data in the course of the research process. This research design involves organizing, collating and analyzing these data samples for valid research conclusions. We have also adapted a personal economic empirical experience along with the mechanisms of saving mind-set creation.