315701

Financial inclusion Effect on The Banking Sector Liquidity and Solvency Using Panel Regression Analysis

Article

Last updated: 04 Jan 2025

Subjects

-

Tags

مقالات تجارية

Abstract

Financial inclusion is recognized as a critical driver for enhancing household well-being and economic development. It is necessary to also consider the impact it may have on the stability of banks and financial system. By improving access to essential financial services such as bank accounts, savings, and lending, financial inclusion aims to uplift disadvantaged groups. However, limited attention has been given to the impact of inclusive finance on bank soundness. This study seeks to examine the relationship between financial inclusion, banking sector liquidity, and banking sector solvency. The research findings highlight three key outcomes. Firstly, an increase in the number of ATMs positively affects banks' liquidity by enhancing customer accessibility. Secondly, the presence of bank branches, credit cards, and debit cards has a negative impact on banks' liquidity. Finally, the research findings indicate that the solvency of banks is damaged when there is a growth in the number of bank branches.

DOI

10.21608/sjsc.2023.223676.1322

Keywords

financial inclusion, Liquidity, Solvency, Banking Sector

Authors

First Name

أسماء

Last Name

أحمد فهمي أبوالقمصان

MiddleName

-

Affiliation

أكاديمية السادات للعلوم الإدارية

Email

asmaakomsan1@gmail.com

City

-

Orcid

-

First Name

محمد

Last Name

سامح

MiddleName

-

Affiliation

أكاديمية السادات للعلوم الإدارية

Email

mohamed.sameh@sadatacademy.edu.eg

City

-

Orcid

-

Volume

51

Article Issue

4

Related Issue

38778

Issue Date

2023-10-01

Receive Date

2023-07-17

Publish Date

2023-10-01

Page Start

113

Page End

142

Print ISSN

2682-387X

Online ISSN

2735-4156

Link

https://sjsc.journals.ekb.eg/article_315701.html

Detail API

https://sjsc.journals.ekb.eg/service?article_code=315701

Order

22

Type

المقالة الأصلية

Type Code

1,473

Publication Type

Journal

Publication Title

المجلة العلمية للبحوث التجارية (جامعة المنوفية)

Publication Link

https://sjsc.journals.ekb.eg/

MainTitle

Financial inclusion Effect on The Banking Sector Liquidity and Solvency Using Panel Regression Analysis

Details

Type

Article

Created At

26 Dec 2024