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288848

Financial Inclusion Effect on Banks’ Profitability

Article

Last updated: 25 Dec 2024

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Abstract

The present study examines the effect of financial inclusion on banks' profitability in both developing countries (low-income) and developed countries (high-income). The study took place over the period form 2010-2022. We find that banks' profitability in both developed and developing countries is affected by financial inclusion. The study sample consists of 10 countries as five low-income countries and five high-income countries. The study uncovers the existence of a positive effect of number of ATMs on banks' return on equity in both developed and developing countries. And the bank branches have a negative effect on banks' return on assets and banks' return on equity in both developed and developing countries, this may be due to the increasing cost of establishing these branches. There may be more influential variables, but this does not prevent that financial inclusion still has an effect. There may be more influential variables, but this does not prevent that financial inclusion still has an effect.

DOI

10.21608/caf.2023.288848

Keywords

financial inclusion, banks’ profitability, Banking Sector

Authors

First Name

Asmaa Ahmed

Last Name

Abo Alkomsan

MiddleName

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Affiliation

Faculty of Business Administration, Sadat Academy for Management Sciences, Cairo, Egypt

Email

asmaa.aboalkomsan@sadaacademy.edu.eg

City

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Orcid

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First Name

Mohamed Sameh

Last Name

Gameel

MiddleName

-

Affiliation

Faculty of Business Administration, Sadat Academy for Management Sciences, Cairo, Egypt

Email

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City

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Orcid

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Volume

43

Article Issue

1

Related Issue

41098

Issue Date

2023-03-01

Receive Date

2022-08-06

Publish Date

2023-03-01

Page Start

90

Page End

120

Print ISSN

1110-4716

Online ISSN

2682-4825

Link

https://caf.journals.ekb.eg/article_288848.html

Detail API

https://caf.journals.ekb.eg/service?article_code=288848

Order

14

Publication Type

Journal

Publication Title

التجارة والتمويل

Publication Link

https://caf.journals.ekb.eg/

MainTitle

Financial Inclusion Effect on Banks’ Profitability

Details

Type

Article

Created At

25 Dec 2024