The modern financial technology market "Fintech" has witnessed remarkable growth in recent years, as the total investments in financial technologies worldwide increased from 19 billion dollars in 2013 to nearly 130 billion dollars during the first half of 2019.
This research aimed to shed light on one of the important topics, which is fintech in the Arab countries, focusing on Egypt and Saudi Arabia, and to identify the most important opportunities and challenges. the research presents the review of the previous studies in this field and make a positive contribution to understanding of Fintech and its importance and the future of it in Arab countries.
The research concluded that fintech is growing in Arab countries and has many opportunities although it faces some challenges, but the chances of proliferation depend on a number of initiatives by countries to encourage regulatory environment and encouraging SMEs not only to start but also to stay and grow.