E-commerce refers to businesses and consumers buying and selling products online. The preponderance of e-commerce websites on the internet are retail stores selling products directly to the public. While buying products online, it is very important that you select the right payment method for yourself. Before you buy an item, always make sure that the seller's payment methods will work for you. The Researcher represent new method is the best and recommended online payment method. Wallet method has a reputation for security, protecting the interests of both merchants and customers. It is also a convenient option for patrons and merchants. Consumers spend less time entering their information; merchants can set up a payment system quickly, with no upfront payment necessary. An e-commerce payment system facilitates the acceptance of electronic payment for online transactions.