Due to several measures taken in national development planning during the recent years, the Kingdome of Saudi Arabia (KSA) has had achievements in providing housing for its citizens. Yet, with the noticeable improvements in the public health, education, industry, commerce, and other areas, the KSA has faced a noticeable increase in its population size and overcrowded urban areas and the need for housing grew considerably. Housing affordability has become harder due several factors including the increase in land prices, the rise in construction costs, and the difficulty of finding land grants devoted for housing. This paper analyzes the role of development policies in housing affordability. The paper depends on the review of data derived from secondary sources such as previous research papers, reports and studies dealt with development and housing policies.