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130308

Evaluation of Factors Affecting Loans Granting Decisions to Bank Customers in Arab Republicof Egypt

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Last updated: 04 Jan 2025

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Abstract

This paper aims to evaluate the key factors that have an effect on loan granting decision in Egyptian banks through examining actual data of 657 borrowers from 12 Egyptian banks. SPSS statistical software was used to conduct descriptive analysis. Using, the results showed that collateral, income and the level of risks have an effect on the loan amount. At the same time, level of education, income and age have an effect on the loan term. Lastly, the decision to grant loan was influenced by experience, income, the level of risks, reputation and the ability to repay. In the light of findings, this paper discussed number of theoretical and managerial implications.

DOI

10.21608/caf.2016.130308

Authors

First Name

Abd elhakeem ahmed

Last Name

negm

MiddleName

-

Affiliation

Mansoura University

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Orcid

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First Name

mohamed galal

Last Name

sedek

MiddleName

-

Affiliation

Mansoura University

Email

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Orcid

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First Name

safa nazer riad

Last Name

mohamed

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-

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Volume

36

Article Issue

4

Related Issue

19003

Issue Date

2016-12-01

Receive Date

2016-03-16

Publish Date

2016-12-01

Page Start

1

Page End

22

Print ISSN

1110-4716

Online ISSN

2682-4825

Article File

CAF_Volume 36_Issue 4_Pages 1-22.pdf

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https://caf.journals.ekb.eg/article_130308.html

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https://caf.journals.ekb.eg/service?article_code=130308

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Publication Title

التجارة والتمويل

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https://caf.journals.ekb.eg/

MainTitle

Evaluation of Factors Affecting Loans Granting Decisions to Bank Customers in Arab Republicof Egypt

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Article

Created At

22 Jan 2023