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145885

Does Financial Inclusion Improve the Financial Performance of Commercial Banks in Egypt?: Pooled OLS Approach

Article

Last updated: 25 Dec 2024

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Abstract

Financial inclusion is gaining acceptance in Egypt as a prominent policy toward the economic reform during the last few years. However, there is relative dearth of em1 pirical studies examining the impact of financial inclusion on the performance of banks in Egypt. This paper fills this gap. Using Pooled Ordinary Least Square (OLS) of six commercial banks listed in the Egyptian stock market over the period from 2013 to 2018, this study empirically investigate the impact of financial inclusion on the performance of Egyptian banks measured in terms of Return on Assets (ROA) and Return on Equity (ROE). Financial inclusion is measured subject to two main dimensions- the access to financial services and utilization of bank account and its related financial services. Due to the difficulty of getting data, the usage dimension is taken for the side of individuals only and ignores SMEs such as credit card; loan; deposit for SMEs. Results showed that financial inclusion positively contribute to banks' ROA and ROE.

DOI

10.21608/abj.2019.145885

Keywords

financial inclusion, ROA, ROE, Egyptian Commercial Banks

Authors

First Name

Laila Muhammad Al-Shawadafi Abdel Hamid

Last Name

El adawi

MiddleName

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Affiliation

Faculty of Commerce, Tanta University

Email

laila.eladawi@commerce.tanta.edu.eg

City

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Orcid

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Volume

6

Article Issue

الجزء الثاني - العدد1

Related Issue

21690

Issue Date

2019-06-01

Receive Date

2018-02-02

Publish Date

2019-06-01

Page Start

1

Page End

28

Print ISSN

2682-3446

Online ISSN

2682-4817

Link

https://abj.journals.ekb.eg/article_145885.html

Detail API

https://abj.journals.ekb.eg/service?article_code=145885

Order

14

Type

المقالة الأصلية

Type Code

1,286

Publication Type

Journal

Publication Title

مجلة البحوث المحاسبية

Publication Link

https://abj.journals.ekb.eg/

MainTitle

Does Financial Inclusion Improve the Financial Performance of Commercial Banks in Egypt?: Pooled OLS Approach

Details

Type

Article

Created At

22 Jan 2023