Artificial intelligence is a branch of computer science that is concerned with the design and construction of automated systems with intelligent characteristics that qualify it to learn new concepts and tasks capable of responding to the surrounding conditions and interacting with humans with sound and image. It has many applications, including artificial neural networks and genetic algorithms. The study aimed to analyze Factors affecting the underwriting profit margin in the hull insurance branch and access to which one is the most technically influence, in both the public sector, the private sector, or the total market, as well as estimating the underwriting profit margin in the hull insurance branch in the Egyptian insurance market by using typical artificial neural networks and genetic algorithms in both the public sector, the private sector and the total market