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242074

الجوانب القانونية لنشاط التمويل الاستهلاکي وفقًا للقانون الجديد رقم 18 لسنة 2020م

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Last updated: 04 Jan 2025

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Abstract

  The basic idea of ​​the consumer finance law is to put in place mechanisms for sale by installments and it is not a business but financially, so the law subjected companies licensed to practice consumer finance activities that carry out this type of financing to Financial Regulatory Authority and to submit their papers, books and ownership structure to control. Consumer finance is an economic activity concerned with managing cash liquidity by a financial institution licensed by the Financial Regulatory Authority to cover the expenses of owning and buying consumer goods by granting credit in the form of a short and medium term cash loan. The Egyptian legislator has defined consumer finance - according to the new Law No. 18 of 2020 - as: Every activity that aims to provide financing for the purchase of goods and services for consumer purposes, whenever practiced on a regular basis, and includes financing through commercial payment cards or any of the payment methods approved by the bank Central. Key words: Finance, installment sales, depreciation, consumer goods, Financial Regulatory Authority.  

DOI

10.21608/jdl.2022.242074

Authors

First Name

محمود فکري

Last Name

الشاهد

MiddleName

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Affiliation

دکتوراة في القانون التجاري – جامعة القاهرة محاضر منتدب بکلية الحقوق – جامعة حلوان

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Volume

8

Article Issue

2

Related Issue

34632

Issue Date

2022-06-01

Receive Date

2022-05-05

Publish Date

2022-06-01

Page Start

1,264

Page End

1,360

Print ISSN

2356-9492

Online ISSN

2735-5527

Article File

JDL_Volume 8_Issue 2_Pages 1264-1360.pdf

PDF . 2.6MB

Link

https://jdl.journals.ekb.eg/article_242074.html

Detail API

https://jdl.journals.ekb.eg/service?article_code=242074

Order

13

Type

المقالة الأصلية

Type Code

786

Publication Type

Journal

Publication Title

مجلة الدراسات القانونية والاقتصادية

Publication Link

https://jdl.journals.ekb.eg/

MainTitle

الجوانب القانونية لنشاط التمويل الاستهلاکي وفقًا للقانون الجديد رقم 18 لسنة 2020م

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Article

Created At

22 Jan 2023