E-payment is the key function for any e-business as it is rising exponentially in today's business world as e-business grows. E-payments made it easier for people to survive and helped them save a lot of money and time. Using various forms and devices, our payments are more exciting and convenient to press on your mobile phone and pay for your orders. In order to obtain better results in e-business, it must be linked to e-payments. E-payments have many systems and opportunities in the field of e-business, but it is facing many risks and challenges that need to be highlighted in order to find solutions to it. This paper presents an overview study for e-payments opportunities, challenges, and different risks for e-payments especially fraud as it is one of the most critical threats to the e-payments field and it is causing huge losses. Paper also discusses different types of e-payments, benefits, and the future of e-payment.