This research aims at knowing the importance of agricultural loans in adopting the agricultural techniques from the perspective of the farmer in Al-Shirqat and detecting its importance as well as finding the correlation between the importance of the agricultural loans and all of the variables like age, literacy and the number of work years in farming. As well as knowing the limits of using these loans and determining the size of these limits. This study includes all the summer vegetable farmers in Al-Shirqat, the right-hand side, who are registered in the Agriculture Branch (200) farmers. After removing the exploration sample (30), a random simple sample has been taken from them (50%) after that the number of the researched farmers in the study sample (85). The data of the study has been collected by a questionnaire form done especially for knowing the importance of these loans. The first part includes data concerning the farmers, whereas the second part includes a scale for the importance of these loans consisted of (10) experimental paragraphs and the third part consisted of a scale for knowing the limits of using these loans from their perspective. The visible and the content prove has been assured. Steadiness has been accounted by half partition way and the modulus was (0,809). After classifying data, a number of statistic means has been used of great importance are (Berson' simple correlation modulus, rank correlation modulus, the standard deviance, the arithmetic average, the scaled arithmetic average). The results showed that the greater ratio of the researched was under great importance and they were (47) of percentage (%55.29) of the researched ratio. They also indicated that the statement (the agricultural loan clearly contributes in reducing the costs of the farmer which increases the profit) takes the lead of a percentage (%87.85). They as well indicated that there is an abstract correlation with the studied variables. They finally indicated that the limit shown in the first rank in accordance with size is (the difficulty in getting the loans because of the regulations) and in scaled average (3.38), whereas the limit (the periods of payment are very close which make them difficult) has come in the last rank. Depending on these results, some conclusions have been drawn, some recommendation has been given and some suggestions have been made.